Service Charges

Sr. No. Particulars w.e.f. 01.01.2012
1 Saving & Current A/c Minimum Balance & Respective charges
  A - Saving Bank A/c Minimum Balance
  1) Without cheque book facility
2) With cheque book facility
Individual - Rs. 500/-
Individual- Rs. 1000/-   Society – Rs. 5000/-
  B- Current A/c
(Not Applicable if the OD facility is availed & OD
amount is outstanding)
Individual - Rs. 2500/-
Society - Rs. 5000/-
  C-Charges for non maintenance of minimum balance
Saving A/c Rs.100/-
Current A/c Rs.100/- Inoperative A/c – No charges
  D- Inoperative Account
(Incidental Charges on Quarterly basis)
Saving A/c --Rs. 50/- Current A/c –Rs. 75/-
2 Other Charges for Saving & Current A/c:
  1) Issue of Duplicate Passbook
a) Current Balance (Up to one year)
  Rs. 50/-for passbook + Rs.20/-Computer
Print per page.
  b) With old entries (above one year) Rs. 50/-for passbook + Rs. 50/-Computer
Print /Manually per page.
  2) Issue of Duplicate Statement Minimum Rs.100/- + Rs.100 per ledger page
  3) Charges for account closure Rs.200/-
  4) Saving A/c- Cheque Book charges Individual A/c- 30 cheques free during the year, there after Rs. 2/- per leaf.
    Society A/c - 50 cheques free during the year, there after Rs.2/- per leaf.
  5) Current A/c - Cheque Book charges Rs.1/- per leaf.
  6) Additional Cheque Book (SB/CA) Rs.150/- per Cheque book
  7) Standing Instruction-
a) For same branch-
b) From one branch to another branch-
  Nil
Rs. 30/- per Instruction
  8) Stop Payment Instruction- i) Rs. 50/- Per cheque
ii) Loss of entire cheque book, charges per cheque book are as follows :-
SB Ind. A/c – Rs.100/- SB Sty. A/c – Rs. 150/- Current A/c Rs. 200/-
  9) Balance Certificate For Current Year – Nil
For previous year - Rs. 50/- per certificate
  10) Interest Certificate First time - Nil
Duplicate Rs. 100/-(Half Yearly)
  11) Change in Authorized signatory Individual-Rs. 50/- Society- Nil
3 Clearing Cheques Return (Inward/Outward)/ECS Return/Speed Clearing Return/Transfer Return charges
  Clearing Cheque/ speed clearing cheque Return charges - (Inward/ outward)   Rs.100/- Per instrument
  ECS Return – Debit Rs.100/- Per ECS transaction
  Transfer cheque Return Rs.75/- Per instrument
  Note - If the return cheque sent through post, actual postage charges will be levied separately.
4 Pay Orders : w.e.f. 01.01.2012
  Particulars Individual / Co .op. & Pvt. institution A/c Schools / Colleges A/c
  Up to Rs. 10000/- Rs.30/- Rs.15/-
  Rs. 10001/- up to Rs. 20000/- Rs.3.50 per thousand, Minimum Rs.50/- Rs.20/-
  Rs. 20001/- up to Rs. 1.00 Lakh Rs.3.50 per thousand Rs.2.50 per thousand
  Above Rs. 1.00 Lakh up to Rs. 2.00 Lakh Rs.3.50Per thousand Rs.2.50 per thousand
  Above Rs. 2.00 Lakh Rs.3.50Per thousand, Maximum Rs.6000/- Rs.2.50 per thousand, maximum Rs.3500/-
  Issue of Duplicate Pay-Orders Rs.50/- Rs.30/-
  Revalidation of Pay-Orders ( Up to one year) Rs.50/- Rs.25/-
  Pay-Order cancellation Rs.50/- Rs.50/-
5 D.D. / T.T. / M.T : w.e.f. 01.01.2012
Particulars Individual / Co .op. & Pvt. Institution & Urban Banks A/c D.D. / T.T. / M.T DCC Banks A/c D.D. DCC Banks T.T. / M.T (Per Transaction)
1) Up to Rs. 10000/- Rs.30/- Rs.30/- Rs. 25/-
2) Rs. 10001/- up to Rs.1.00Lakh Co-operative Societies /Urban Banks Rs.3/- per thousand, minimum Rs.50/- Rs.3/- per thousand, minimum Rs.50/- Rs.150/-
  Individual /Pvt. Institutes Rs.4/- per thousand Minimum Rs.70/-    
3) Above Rs. 1.00 Lakh Co-operative Societies /Urban Banks Rs.3/- per thousand, maximum Rs. 6000/- Rs.3/- per thousand, maximum Rs. 6000/- Rs.200/-
  Individual /Pvt. Institutes Rs.5/- per thousand Maximum Rs.8000/-    
4) Issue of Duplicate D.D. Rs. 50/- per D.D. Rs. 50/- per D.D. --
5) Cancellation of D.D. Rs. 50/- per D.D. Rs. 50/- per D.D. --
6) Revalidation of D.D. Rs. 50/- per D.D. Rs. 50/- per D.D. --
7) Postage Charges Actual postage Charges Actual postage Charges --
6 Bills Collection :
Particulars w.e.f 01.04.2011
A) Cheques Collection Inward/Outward (Outstation) (Including Postage/Courier charges):- For Saving bank account holders For Other than Saving bank account holders
1) Up to Rs. 5000/- Rs. 25/- Rs.100/-
2) Rs. 5001/- up to Rs. 10000/- Rs. 50/- Rs.100/-
2) Rs. 10001/- up to Rs.1.00 Lakh Rs. 100/- Rs. 200/-
3) Above Rs. 1.00 Lakh Rs. 300/- Rs.300/-
4) Cheque Return Charges Rs.100/-per instrument w.e.f.01.01.2012 Rs.100/-per instrument w.e.f.01.01.2012
B) Bills Collection ( Hundi) :- w.e.f. 01.01.2012
1) Up to Rs. 5000/- Rs.50/-
2) Rs. 5001/- up to Rs. 10000/- Rs. 75/-
3) Rs. 10001/- up to Rs. 1.00 Lakh Rs.4/- per thousand, Minimum Rs. 100/-
4) Above Rs. 1.00 Lakh Rs. 5/- per thousand, Minimum Rs. 8000/-
5) Return Charges Rs. 100/- Per Hundi
6) Postage Charges Actual postage charges
C) National Speed Clearing Cheque Collection:- (Outstation)
Outward National/ Speed Clearing Cheque 1)Upto Rs.1.00 Lakh – Nil   2)Above Rs. 1.00 Lakh-Rs. 175/- per instrument
National/ Speed Clearing Cheque return charges Rs. 100/- per instrument
7 R.T.G.S. / N.E.F.T. (As per RBI Guidelines) :
A) R.T.G.S. w.e.f. 01.10.2011
a) Inward Nil Nil
b) Outward Transactions RBI Settlement Time
9-12
12-15.30
15.30-17.30
17.30 Onwards
Charges
  Nil
1/Transaction
5/Transaction
 10/Transaction
i) Above Rs.2.00Lakhs to Rs.5.00 Lakhs Rs. 25/- + applicable charges for RBI Settlement (maximum Rs.30/-)
ii) Above Rs. 5.00 Lakhs Rs. 50/- + applicable time varying tariff subject to maximum Rs.55/-
B) N.E.F.T. w.e.f. 1.10.2012
a) Inward Nil
b) Outward
i) Up to Rs.10,000/-   Rs. 2/- per Transaction
ii) Up to Rs.10,001/- to Rs.1 lakh Rs.5/- per Transaction
iii) Above Rs.1/- lakh to Rs. 2/- Lakh Rs.15/- per Transaction
iv) Above Rs.2/- lakh Rs.25/- per Transaction
8 Other Charges :
Particulars w.e.f. 01.01.2012
1) Issue Duplicate Share Certificate Rs.50/-
2) Signature Attestation Rs.25/-
3) Photo Attestation Rs.50/-
4) Custodian Charges  
i) Fixed Deposit Receipt Rs.100/- per Receipt
ii) Debenture Bonds (sealed packet) Rs.300/-
5) Lost Cheque book requisition slip S/B, C/A, C/C, O/D Accounts Rs.25/-
6) Cash Handling Charges For Co-op. / Pvt. Institution's A/c (CA/CC A/C)
Rs.10001/- upto Rs.25000/- Nil
Rs.25001/- upto Rs.50000/- Rs. 10/-
Rs. 50001/- upto Rs.1.00 Lakh Rs. 30/-
Above Rs. 1.00 Lakh Rs. 75/- per Lakh, Maximum Rs. 5000/-
7) Postage/Courier charges ( Dispatch Dept.) Actual Postage charges + Service charge Rs. 10/- for Registered. post / Parcel ( per 500/- gm.)
8) No Dues Certificate Rs..100/- per Certificate
9) Excess withdrawal entries on Saving A/c 1)Monthly 8 withdrawals-Nil 2) Over 8 withdrawals - Rs. 5/- per withdrawal.
10) Photocopy of Cheque Rs. 50/- per cheque
11) Token misplaced/lost Rs. 100/- per Token
12) Address Confirmation Rs. 50/-
13) Duplicate Term Deposit receipt Rs. 100/-
9 Locker Charges : w.e.f. 28.11.2011
SR. No.. Locker Type Height (Inches) Width (Inches) Depth (Inches) Total Area (Cubage) Rent (per Year) Rs. Security Deposit Rs.
1 Small Upto 700 Cube inches A 4.1/2 5.7/8 20.3/8 539.25 800/- 6400/-
2 A 4.92 6.89 19.37 656.62 800/- 6400/-
3 Medium 'A' Upto 701 to 1000 Cube Inches B 5.13/16 7.1/4 20.3/8 858.46 1050/- 7150/-
4 B 5.13/10 7.1/4 20.3/8 930.86 1050/- 7150/-
5 Medium 'B' Upto 1001 to 1500 Cube Inches C 4.1/2 12.15/16 20.3/8 1186.73 1275/- 7825/-
6 C* 4.55 14.23 19.80 1281.61 1350/- 8050/-
7 C 4.92 13.86 19.37 1320.86 1500/- 8500/-
8 D 7 9.3/8 20.3/8 1338.95 1725/- 9175/-
9 D* 7.05 10.67 19.80 1488.98 1800/- 9400/-
10 Large Upto 1501 to 3000 Cube Inches H-1/G 12.3/8 7.1/4 20.3/8 1829.21 1850/- 9550/-
11 E 5.13/16 15.13/16 20.3/8 1872.03 2025/- 10075/-
12 F 10.1/2 12.15/16 20.3/8 2769.03 2250/- 10750/-
13 E/2 6.1/2 21 20.3/8 2789.87 2400/- 11200/-
14 G 7 19.15/16 20.3/8 2844.64 2575/- 11725/-
15 F* 10.45 14.17 19.80 2933.82 2775/- 12325/-
16 F 10.94 13.86 19.37 2937.04 2775/- 12325/-
17 G* 7.05 21.36 19.80 2980.71 2850/- 12550/-
18 Extra Large Upto 3001 & above Cube Inches H 12.3/8 15.13/16 20.3/8 3988.93 3225/- 13675/-
19 I 11.1/2 22.1/2 20.3/8 5273.33 3700/- 15100/-
20 L 15 19.14/16 20.3/8 6095.66 4200/- 16600/-
21 J 12 26.1/2 20.3/8 6480.84 4675/- 18025/-
22 K* 15.55 29.36 19.80 6577.54 4750/- 18250/-
23 K 15.1/2 32 20.3/8 10108.48 5175/- 19525/-

Taxes on commission & service charges :

Existing Service tax, Education Cess and higher secondary education Cess are applicable and subject to change from time to time.