Main Features

PRIMARY AGRICULTURAL CREDIT SOCIETIES

• Assesment of credit needs
• Disbursement of credit to members
• Recovery of credit
• Promote the economic interests of the members

DISTRICT CENTRAL COOPERATIVE BANKS

• Serve as balancing centre in the district
• Organise credit need of farmers through primaries
• Carry out banking business
• Sanction, monitor, control and implementation of policies

STATE COOPERATIVE BANKS

• Serve as balancing centre in the state
• Organise provision of credit to co-operative institutions and farmers
• Carry out banking business
• Act as friend, philosopher and guide
• Leader of the cooperatives in the state

NATIONAL FEDERATION OF STATE COOPERATIVE BANKS

• Provides a common forum to the member banks
• Promotes and protects the interests of the member banks
• Co-ordinates and liaison with government of india, reserve bank of india, national bank and others
• Provides research and consultancy inputs to the member banks
• Organises conferences/seminars/workshops/ meetings