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Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK
Abridged Balance Sheet and Working results
(₹ in lakh)
PARTICULARS Current Year 31-Mar-2019 Current Year 31-Mar-2020
Balance Sheet
Share Capital 54484.52 57838.16
Reserves & Surplus 373421.25 453073.18
Deposits 1583986.87 2084899.10
Borrowings 690672.73 657652.03
Other Liabilities 123018.32 151773.41
Total Liabilities 2825583.69 3405235.88
Cash and Bank Balances 248037.18 322178.97
Investments 479559.11 809568.70
Loans and Advances 1959953.61 2081723.78
Other Assets 138033.79 191764.43
Total Assets 2825583.69 3405235.88
Profit & Loss Account
Interest Income 185942.93 251262.63
Other Income 8004.01 97205.53
Total Income 193946.94 348468.16
Interest Expenditure 124416.94 162351.55
Other Expenditure 44394.62 153616.51
Total Expenditure 168811.56 315968.06
Profit 25135.38 32500.10
Other Working Results
CD Ratio (%) 63.89% 55.56%
Recovery Performance (%) (as on June) 82.41% 82.14%
Gross NPAs 158206.03 224826.96
Net NPAs 33206.02 0.00
% of Gross NPAs to total Advances 8.07% 10.80%
% of net NPAs to Net Loans 1.81% 0.00%
Capital Adequacy Ratio (%) 15.60% 13.11%
Net Worth 268189.37 228223.80
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to March 31, 2020 September 30, 2020
Deposits Assessable 421134.47 414853.55
Premium Amount Paid 210.57 248.91