Abridged Balance Sheet and Working results for the year 2020-21

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK

Abridged Balance Sheet and Working results
(₹ in lakh)
PARTICULARS Previous Year 31-Mar-2020 Current Year 31-Mar-2021
Balance Sheet
Share Capital 57838.16 61888.75
Reserves & Surplus 453073.18 501798.71
Deposits 2084899.10 2030761.72
Borrowings 657652.03 828346.59
Other Liabilities 151773.41 98006.79
Total Liabilities 3405235.88 3520802.56
Cash and Bank Balances 322178.97 131500.28
Investments 809568.70 928450.53
Loans and Advances 2081723.78 2329453.65
Other Assets 191764.43 131398.10
Total Assets 3405235.88 3520802.56
Profit & Loss Account
Interest Income 251262.63 226395.88
Other Income 97205.53 15824.68
Total Income 348468.16 242220.56
Interest Expenditure 162351.55 140318.33
Other Expenditure 153616.51 65461.55
Total Expenditure 315968.06 205779.88
Profit 32500.10 36440.68
Other Working Results
CD Ratio (%) 70.77% 73.93%
Recovery Performance (%) (as on June) 82.14% 83.79%
Gross NPAs 224826.96 271045.70
Net NPAs 0.00 25045.70
% of Gross NPAs to total Advances 10.80% 11.64%
% of net NPAs to Net Loans 0.00% 1.20%
Capital Adequacy Ratio (%) 13.11% 14.34%
Net Worth 228223.80 270347.23
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to March 31, 2021 September 30, 2021
Deposits Assessable 405761.68 403220.05
Premium Amount Paid 243.46 241.94