Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK

Abridged Balance Sheet and Working results
(₹ in lakh)
PARTICULARS Previous Year 31.03.2015 Current Year 31.03.2016
Balance Sheet
Capital 45672.80 47209.48
Reserves & Surplus 360916.29 362975.99
Deposits 999266.37 1126844.06
Borrowings 671720.42 774068.60
Other liabilities 58018.93 56090.03
Total Liabilities 2135594.81 2367188.16
Cash and bank balances 355717.35 471440.73
Investments 446446.85 327703.12
Loans and advances 1200662.52 1442436.56
Other assets 132768.09 125607.75
Total Assets 2135594.81 2367188.16
Profit & Loss Account
Interest Income 167059.55 160012.06
Other Income 27045.54 22498.53
Total Income 194105.09 182510.59
Interest Expenditure 114518.79 121179.65
Other Expenditure 38526.87 37045.83
Total Expenditure 153045.66 158225.48
Profit / (-) Loss 41059.43 24285.11
Other Working Results
CD Ratio (%) 120.15% 128.01%
Recovery performance (%) (as on June) 92.05% 88.62%
Gross NPAs 140546.59 133733.43
Net NPAs 6420.59 4082.87
% of Gross NPAs to total advances 11.71% 9.27%
% of net NPAs to net loans 0.60% 0.31%
Capital adequacy ratio (%) 16.30% 15.01%
Net Worth 172069.48 196146.91
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to March 31,2016 September 30,2016
Deposits Asseable 273082.71 294539.91
Premium Amount Paid 156.34 168.62