Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK

Abridged Balance Sheet and Working results
(₹ in lakh)
PARTICULARS Previous Year 31.03.2016 Current Year 31.03.2017
Balance Sheet
Capital 47209.48 48302.56
Reserves & Surplus 326230.88 326178.14
Deposits 1126844.06 1637677.77
Borrowings 774068.6 864382.22
Other liabilities 92835.15 98965.05
Total Liabilities 2367188.17 2975505.74
Cash and bank balances 471440.73 734208.22
Investments 327703.12 477850.84
Loans and advances 1442436.56 1633633.67
Other assets 125607.76 129813.01
Total Assets 2367188.17 2975505.74
Profit & Loss Account
Interest Income 160012.06 176152.68
Other Income 22498.53 23388.88
Total Income 182510.59 199541.56
Interest Expenditure 121179.65 126410.61
Other Expenditure 37045.83 48603.46
Total Expenditure 158225.48 175014.07
Profit / (-) Loss 24285.11 24527.49
Other Working Results
CD Ratio (%) 128.01% 99.75%
Recovery performance (%) (as on June) 88.62% 83.68%
Gross NPAs 133733.43 130320.93
Net NPAs 4082.87 8517.03
% of Gross NPAs to total advances 9.27% 7.98%
% of net NPAs to net loans 0.31% 0.56%
Capital adequacy ratio (%) 15.01% 14.56%
Net Worth 196146.91 220984.11
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to March 31, 2017 September 30, 2017
Deposits Asseable 304834.83 338698.23
Premium Amount Paid 175.28 194.75