Abridged Balance Sheet and Working results

THE MAHARASHTRA STATE CO-OPERATIVE BANK LTD: MUMBAI
(INCORPORATING THE VIDARBHA CO-OP. BANK LTD.)
SCHEDULED BANK

Abridged Balance Sheet and Working results
(₹ in lakh)
PARTICULARS Previous Year 31-Mar-2017 Current Year 31-Mar-2018
Balance Sheet
Share Capital 48302.56 49581.76
Reserves & Surplus 326178.14 345148.41
Deposits 1637677.77 1410561.07
Borrowings 864382.22 619116.12
Other liabilities 98965.05 109894.47
Total Liabilities 2975505.74 2534301.83
Cash and bank balances 734208.22 333199.31
Investments 477850.84 469586.46
Loans and advances 1633633.67 1599201.49
Other assets 129813.01 132314.57
Total Assets 2975505.74 2534301.83
Profit & Loss Account
Interest Income 176152.68 190018.12
Other Income 23388.88 5037.64
Total Income 199541.56 195055.76
Interest Expenditure 126410.61 132109.89
Other Expenditure 48603.46 42799.59
Total Expenditure 175014.07 174909.48
Profit / (-) Loss 24527.49 20146.28
Other Working Results
CD Ratio (%) 46.97% 69.48%
Recovery performance (%) (as on June) 83.68% 83.01%
Gross NPAs 130320.93 158532.97
Net NPAs 8517.03 36593.25
% of Gross NPAs to total advances 7.98% 9.91%
% of net NPAs to net loans 0.56% 2.48%
Capital adequacy ratio (%) 14.56% 16.57%
Net Worth 220984.11 238838.07
Coverage of Deposits under Deposits Insurance Scheme of DICGC
Period up to March 31, 2018 September 30, 2018
Deposits Asseable 344183.41 365616.46
Premium Amount Paid 172.09 182.81